Buying a new build in Spain, step by step
From the first visit to the keys there are seven stages. Here they are in order, with what to ask for at each.
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The seven stages
- 01
Choose the project and ask for the documents
Before reserving anything, ask for the building licence, the plans, the specification and the land registry extract (nota simple).
- 02
Reserve
A short contract that holds the home. Read it in full: it has its own guide.
- 03
Sign the sale contract
It sets the price, the payment plan and the delivery date. The amounts you advance must be guaranteed.
- 04
Follow the works
Payments on account are made in stages. It is normal to ask for progress photos and to confirm the expected date.
- 05
Receive the finished home
The developer must hand over the first occupation licence, the end-of-works certificate and the energy certificate.
- 06
Sign the deed before a notary
You pay the balance, plus the VAT and AJD that apply. With a mortgage, the bank sets the day.
- 07
Collect the keys and connect the utilities
With the deed signed it is registered and you arrange electricity, water and community fees.
What a foreign buyer needs
To buy you need an NIE, the foreigner identification number. A Spanish bank account makes payments easier and, if there is a mortgage, it is almost always required.
None of this requires living in Spain. It does require patience with timing: the NIE and the account are not obtained in a day.
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What people usually ask
Can I buy without living in Spain?
Yes. You need an NIE and, in practice, a Spanish bank account.
What does the developer hand over at the end?
The first occupation licence, the end-of-works certificate and the energy efficiency certificate, among others.
Does HolaDomus take part in the purchase?
No. HolaDomus is not an agency and does not intermediate: it builds the digital channel of developers.
Do you sell new build?
Put this guide on your programme website and spare your sales team the same questions.
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